Pre-Approval

Get Pre-Approved Before You Buy

  • Know what you can afford before buying
  • Get answers upfront and hassle-free
  • Print your online pre-approval letter
  • No cost to you, find out for free

Get Pre-Approved


Pre-qualification vs. Pre-approval

Getting pre-approved is not to be confused with getting pre-qualified. Anybody can get pre-qualified. Pre-qualification is just a way to get preliminary information and pass it on to lenders. Getting pre-approved means your actual financial information has been verified and it has been determined what you can afford and how much you can borrow. This means you must submit your financial documentation for verification. If a website is claiming to offer a pre-approval without verifying your financial documents, then it is not a pre-approval.

Why getting pre-approved is important

A common mistake people make when buying a home is beginning the process by looking at homes for sale. While looking at houses can be very exciting, it is important to get pre-approved first. Being pre-approved will save you a lot of time and energy so that you and real estate agents are not looking at houses you can not afford.

Real estate agents often prefer to work with buyers that are pre-approved because it increases the likelihood of a sale. In fact, most real estate agents require a pre-approval letter before showing properties to a buyer. Once pre-approved, you will be provided a pre-approval letter. Along with feeling more confident when making an offer, a pre-approval letter puts you in a better position when you do find the right house because the seller knows that your offer is solid. Your negotiating power is stronger when competing with other buyers that are not pre-approved.


Why it is smart to get pre-approved with TrueFi

With TrueFi, you can get pre-approved online anytime, anywhere. Check out the steps and advantages of getting pre-approved with TrueFi:



Connect With Us